General Terms and Conditions

Date of Last Modified: 2026 – 10 – 16
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These General Terms and Conditions (the “Agreement”) govern the business relationship between Acanis Major Corp. (“Acanis”, “we”,“us” or “our”) and the legal entity accepted by us as a client (“you” or “User”), including access to our Website, Platform and the Services made available to that User. An individual accepting or using the Services on a User’s behalf acts as its authorised Representative.

Acanis Major Corp. is a corporation incorporated under the laws of Ontario, Canada, with its registered office at 30 Wertheim Court, Unit 12, Suite 201, Richmond Hill, Ontario, L4B 1B9, Canada.

Acanis provides money services and payment services within the scope of the activities recorded in its FINTRAC registration and subject to applicable legal and regulatory requirements (the “Services”). The particular Services available to you, and any applicable bankingor payment partner arrangements, are described in the applicable service agreement, service information and Fee Schedule. Registration with FINTRAC or the Bank of Canada does not constitute a government endorsement or a guarantee of the Services.

Read this Agreement and the applicable service and pricing disclosures before accepting them. You may request a copy of the applicable version at info@acanis.io. Amendments are governed by the Amendments of the Agreement section; acceptance of this version is not advance consent to every future change.

‍How You Accept This Agreement

The Agreement becomes binding when your authorised Representative completes the acceptance steps presented through the Platform or another acceptance process expressly approved by Acanis:
If you do not accept this Agreement, do not register for or use the Services. Electronic acceptance, instructions and records may be used as evidence of the Parties’ dealings, subject to applicable law andany demonstrated error or unauthorised activity.

Terms and Definitions

In addition to the terms defined elsewhere in this User Agreement, the following terms shall have the meanings assigned to them below:

“Agreement” means these General Terms and Conditions and the service agreements, Fee Schedules and other documents expressly in corporated into them, as amended in accordance with this Agreement.

The following documents apply to the relationship:
“Account” means the User’s access profile within the Platform through which the User may view payment information and submit payment instructions. The nature of the interface and any displayed balance information is explained in the General Provisions under Account and Services.

“Affiliate” refers to any individual, corporation, partnership, firm, association, unincorporated organization, or other entity that directly or indirectly controls, is controlled by, or is under common control with a given Person.

“Aggregate Data”means statistical or summary information derived from lawful processing that does not identify, and cannot reasonably be used to identify, an individual or a particular User. Combining client records without removing their identifying character does not make them Aggregate Data.

“AML/CTF and KYC Requirements” means applicable anti-money laundering, counter-terrorist financing, sanctions and client-identification requirements, together with the resonable risk-based checks Acanis applies to meet legal obligations and manage financial-crime risk. Questions may be addressed to aml@acanis.io; we are not required to disclose confidential screening rules, reporting decisions or information whose disclosure is restricted by law.

“Business Day” means a day other than Saturday, Sunday or a statutory holiday on which commercial banks are generally open for business in Toronto, Ontario. A payment route may also depend on business days, holidays and cut-off times in other relevant jurisdictions, as described in the applicable service information.

“Confidential Information” means non-public information of a Party or its providers disclosed in connection with the Services that is marked confidential or should reasonably be understood to be confidential because of its nature or the circumstances. It includes non-public technology, security arrangements, business plans, client records and negotiated commercial terms. Information published without restriction on the Website is not confidential merely because it concerns Acanis.

“Currency” means a fiat currency supported for the applicable Service.

“Data” means information made available through or generated by the Platform, including User-provided information, payment instructions and Transaction records. This definition does not transfer ownership of a User’s documents or Personal Data to Acanis.

“Transfer Funding” means Funds made available by the User solely for the execution of a specific Transaction in accordance with the User’s payment instruction.
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“Fees” means the charges and commissions payable for the Services under the applicable Fee Schedule, service agreement or accepted quotation. “Fee Schedule” means the pricing terms disclosed to and applicable to the User, including any disclosed calculation, conversion and collection arrangements.

“Fiat Money” refers to currency issued by a government and recognized as legal tender within its country of issuance by law.

“Governmental Authority” refers to any national, federal, state, provincial, county, municipal, or local government, whether domestic or foreign, as wellas any political subdivision there of. It also includes any entity, authority, agency, ministry, or similar body exercising executive, legislative, judicial, regulatory, or administrative functions, including quasi-governmental entities established to perform such functions.
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“IP Rights” means intellectual property and proprietary rights in:
“Law” means applicable legislation, regulations and binding judicial, regulatory or governmental requirements. Relevant supervisory guidance and payment-system rules may inform the controls applied to a Service but are not all legislation or independently binding law.

“Person” includes an individual, partnership, limited partnership, corporation, limited liability company, joint-stock company, unincorporated organization, association, trust, joint venture, or any other legal entity, as well as any Governmental Authority or its political subdivisions. It also encompasses the Person’s representatives, successors, or permitted assigns.

“Personal Cabinet” means the secure user-facing interface through which the User accesses the Platform, views payment and Transaction information, and submits payment instructions.

“Personal Data” means information about an identifiable individual, including an individual connected with a User or a Transaction. Information about a legal entity is Personal Data to the extent that it identifies an individual. Effectively anonymised information is excluded only whereit no longer constitutes personal information under applicable law.

“Platform” refers to Acanis Major Corp.’s system, accessible via the internet and/or telecommunications networks through the Website, or through any graphical user interface, application program interface, mobile app, or other front-end interface that Acanis Major Corp. mayestablish or authorize, allowing registered and authorized Users toconduct Transactions.

“Privacy Policy” means Acanis’s current published notice explaining its collection, use, disclosure, protection and retention of Personal Data, available through the Website or Platform or on request at info@acanis.io.

“Representative” means an individual duly authorised to act for a legal-entity User, including an authorised director, officer, member, manager or other person acting within their authority. The User must define and maintain each Representative’s authority and access permissions. 

“Term” refers to the duration of this Agreement, beginning when you accept it in accordance with the outlined procedure and continuing as long as you are authorized to use the Platform or Services unless terminated earlier as provided in this Agreement.

“Third Party Technology Provider” refers to a third-party software or technology provider whose products or services support Acanis Major Corp. in the maintenance and operation of the Website, Platform, or Services.

“Transaction” means a payment, transfer or other supported money-service operation submitted or arranged under this Agreement and the applicable service terms.

“User” means a legal entity accepted by Acanis as a client for business purposes. A Representative, beneficial owner, payer, recipient or other individual involved in a Transaction does not become an onboarded client merely because of that involvement.

“User Account Data” means registration and access information for a User’s Account. Authentication credentials are the passwords, security codes, tokens and other confidential information used to authenticate access or instructions; corporate registration information is not necessarily confidential authentication information.

“Website” means the Acanis website at www.acanis.io and any replacement domain or authorised subdomain notified by Acanis through its established communication channels.

“Payment Instruction” means an instruction submitted by an authorised Representative through the Platform or another channel expressly approved by Acanis, specifying the Funds, recipient and other information required for the relevant payment.  

Undefined legal terms are interpreted in accordance with the Governing Law section. References to applicable law do not exclude mandatory requirements of another jurisdiction that lawfully apply to the particular Service.
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Headings are used in this Agreement exclusively for convenience and shall not affect the interpretation of the Agreement provisions.

In this Agreement Acanis Major Corp. and you are referred to cumulatively as the “Parties” and singularly as the “Party“.

Reference to a company shall include any company, corporation or other body corporate, wherever and however incorporated.

Uness the context otherwise requires, words in the singular shall include the plural and, in the plural, shall include the singular.

Unless the context otherwise requires, a reference to one gender shall
include a reference to the other genders.

Where the words include(s), including or in particular are used in this Agreement, they are deemed to have the words “without limitation” following them.
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Where the context permits, other and otherwise are illustrative and shall not limit the sense of the words preceding them.
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Subject Matter of Agreement and Eligibility

Subject Matter of the Agreement

Subject to verification, approval and the applicable service terms, Acanis may:
Additional Services are available only where expressly offered and approved for you under applicable service terms. General descriptions do not oblige Acanis to offer every payment route, Currency, feature or Service to every User. Acanis may use service providers while remaining responsible for its own obligations under this Agreement and applicable law.

Acanis determines the markets, jurisdictions, sectors, payment routes and client risk profiles it supports. Subject to applicable law and this Agreement, it may decline a prospective relationship or a Service that falls outside its approved offering or risk appetite. Availability through a partner does not itself establish that Acanis offers that Service.
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Eligibility

By registering on the Platform, you represent and warrant that:
You must comply with applicable sanctions and financial-crime requirements in connection with the Services and Transactions.

You are responsible for laws and approvals applicable to your business and your use of the Services in the relevant jurisdictions. This does not transfer Acanis’s own legal or regulatory obligations to you.

Acanis may request additional information, apply enhanced checks, restrict a route or decline a relationship or Transaction where required by law or reasonably justified by financial-crime, security or other documented risk considerations. These decisions are subject to applicable law. Acanis need not disclose restricted reporting information, confidential risk rules or information that would compromise an investigation.
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Personal Cabinet

General
Access to the Services is through the Personal Cabinet or another channel expressly approved by Acanis. Account creation, Representative access and service activation remain subject to the registration, verification and security requirements applicable to you.

Registration

To register, you must provide Acanis Major Corp. with your User Account Data and accept this Agreement. You agree to submit complete and accurate information during registration and to promptly update any details you provide to ensure they remain current and accurate at all times.

Unless Acanis agrees otherwise in writing, each Account is registered to one legal-entity User. Only duly authorised Representatives may access it, using their own assigned credentials where individual access is provided. Shared or delegated use outside approved permissions is prohibited. The User is responsible for managing its Representatives’ access and promptly requesting revocation when authority ends.

Non-compliance with registration requirements will be considered a violation of this Agreement.
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Acanis Major Corp. may in its sole discretion decline your registration onthe Platform.

User Identity Verification

You must supply information and documents reasonably requested to identify and verify the User, its Representatives, ownership and control, business activities, expected Transactions and sources of Funds. Services may remain unavailable until required checks arecompleted and approved. Verification may be repeated during therelationship.
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Verification and Transaction information is collected, used, disclosed and retained for identified compliance, security and service purposes in accordance with applicable law and the Privacy Policy. Retention depends on the record category and the relevant legal trigger, including the last business transaction, record creation or the end of current compliance relevance, as applicable. Account closure or withdrawal of consent does not require deletion of records that must lawfully be retained.

You warrant that information and documents you provide are authentic, accurate, complete and not misleading in any material respect. Notify Acanis promptly of relevant changes and respond to reasonable verification requests. Where information is deficient, inconsistent or overdue, Acanis may seek clarification, reject an instruction or restrict or terminate Services under this Agreement. Subject to the liability provisions, you are responsible for loss caused by your failure to provide or update required information, including valid contact details.

Acanis may perform checks directly or through appropriate providers and lawful sources for the purposes described in the Privacy Policy, including identity, beneficial ownership, sanctions and fraud checks. Any credit-reference check or other processing requiring separate notice or consent will be subject to those requirements. By providing another individual’s information, you warrant that you have authority to provide it and have given required notices and obtained required consents; Acanis remains responsible for the lawfulness ofits own processing.

Personal Cabinet Usage Requirements

The Account may be used only for the registered User’s business by authorised Representatives. Notify Acanis immediately through the established contact channel if you suspect compromised credentials, unauthorised access or an unauthorised instruction. Acanis may restrict access or instructions while investigating and may seek evidence before restoring access. Responsibility for any resulting loss is determined under this Agreement and applicable law; access through valid credentials is relevant evidence but is not conclusive proof that an instruction was authorised.

Personal Cabinet Security

You must protect authentication credentials and devices, use the security and authentication measures required for the Service and restrict access to authorised Representatives. Do not disclose credentials, approve unknown authentication requests or allow remote access to an unverified person. Acanis will not ask you to disclose your password or a one-time authentication code through an unsolicited communication.
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You are responsible for the acts and omissions of your Representatives within their actual or apparent authority and for losses to the extent caused by your or their breach of the agreed security requirements, fraud or negligent handling of credentials. This does not make you responsible for loss to the extent caused by Acanis’s own breach or a failure for which it is legally responsible.
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By creating a Personal Cabinet, and concluding this Agreement, you hereby agree that:
Account and Services
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General Provisions‍
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After registering on the Platform, you may access the Personal Cabinet to submit payment instructions and view the status and information relating to your Transactions.

Acanis processes and facilitates Transactions on the basis of authorised instructions, subject to verification, acceptance, applicable payment rules and legal requirements. Receipt or display of an instruction does not by itself confirm acceptance, execution or receipt by the beneficiary.
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Acanis provides the Services through banking and payment partners. Any funds maintained with a partner are subject to the applicable provider arrangements. Nothing in this Agreement limits obligations imposed by applicable law.

The Personal Cabinet is a technical interface for accessing the Services. Any balance or available amount displayed is subject to the applicable provider arrangements, reporting time and adjustments. Its display does not, by itself, create a deposit with Acanis or make Acanis responsible for a partner’s independent repayment obligation.

The Personal Cabinet may display payment details, Transaction status and other information relevant to the Services. A status message must be read according to its description and is not a guarantee of final credit to the beneficiary.

Submitting and Funding Payment Instructions
Acanis Major Corp. keeps records of payment instructions and Transactions for operational, security and legal compliance purposes.
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You must provide complete payment details and arrange sufficient cleared Funds and applicable Fees through the approved funding route for the particular Transaction. Do not send Funds to an unapproved account. Acanis may request source-of-Funds, source-of-wealth or supporting commercial documents where reasonably necessary for compliance or risk assessment.

Acanis may choose a supported processing route consistent with your instruction and the disclosed service terms. Transactions remain subject to partner acceptance, payment-system rules, verification and applicable law. Acanis is not authorised to change the beneficiary, amount or material payment terms without a valid basis or your further authority.

Acanis Major Corp. may limit or restrict the submission or processing of payment instructions where required by applicable law, AML/CTF controls, security requirements or applicable payment rules.

Acceptance occurs when Acanis or the relevant processing provider confirms acceptance under the applicable service terms. Execution and final beneficiary credit are separate stages. Processing times are estimates unless expressly agreed as binding, and may depend on complete information, cleared funding, cut-off times, local holidays, compliance checks and intermediary or beneficiary institutions. Acanis will comply with any mandatory execution requirement applicable to its role.

The applicable service information or Transaction disclosure identifies supported Currencies, limits, Fees, relevant cut-off times and expected processing arrangements. If a Service includes currency conversion, the applicable rate or rate-setting method, any disclosed margin, Fees and quote validity must be available before you commit to it. An indicative rate is not a binding quote; a quotation becomes binding only on acceptance under its stated conditions.
Each Transaction is limited to the authorised recipient, amount and service conditions. You must not resubmit an instruction merely because its status is uncertain; first seek confirmation to avoid duplicate payments. Acanis may request clarification or decline asuspected duplicate.

Payment Instructions and Transfers

‍Submit instructions through an approved channel. A cancellation or amendment request takes effect only when accepted and confirmed as effective by the relevant processing party. Acanis may attempt cancellation, amendment, tracing or recall where reasonably practicable and lawful, but does not guarantee success. Disclosed service charges and unavoidable third-party costs may apply even where an attempt is unsuccessful.

Acanis Major Corp. may apply reasonable security restrictions to the submission or processing of payment instructions, including following changes to User Account Data or authentication methods.

An instruction may become irrevocable on acceptance or at the point specified for the relevant payment route. After that point, cancellation or recall may require the consent of another institution or the beneficiary. A request alone does not reverse an executed payment, release an accepted currency-conversion commitment or suspend Fees already properly incurred.

Suspicious Activity
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Report suspected unauthorised, duplicate, incorrect or missing Transactions promptly to info@acanis.io or the security contact shown in the Platform, identifying the Transaction and the issue without sending passwords or authentication codes. Acanis may restrict access or instructions and request evidence while assessing the report. Delayin reporting may affect recovery and your responsibility to the extent that it causes additional loss, subject to applicable law.

Acanis may reject, suspend, cancel or cooperate in a recall where requiredby law, applicable payment rules or the grounds set out in this Agreement. Where Funds must be returned, return arrangements follow the relevant provider’s role, lawful verification and paymen troute; ordinarily the return is to the verified source account. Any applicable deductions, currency conversion and third-party return charges must have a contractual or legal basis. If an error attributable to Acanis is established, it will take the correction or return action required by its contractual and legal responsibilities; recovery from an unrelated recipient cannot be guaranteed.

Fees

‍Fees are payable as disclosed in the applicable Fee Schedule, service agreement or accepted Transaction quotation. Review them before using the Service. You are responsible for disclosed taxes and third-party or intermediary charges applicable to your Transaction. Acanis will not impose an undisclosed discretionary charge retrospectively. Unless otherwise stated in the applicable terms, an earned processing Fee is not refundable merely because a cancellation or recall is requested; this does not prevent a refund required by law or due to Acanis’s failure to provide the charged Service.

You must pay Fees properly due under the applicable terms. Acanis or the relevant payment service provider may collect them only through the arrangements disclosed to and agreed with you and with any authorisation required for the collection method. Where those arrangements permit automatic collection, you must maintain sufficient Funds for that purpose. Acceptance of this Agreement does not, by itself, replace a separate mandate or consent required by law or the relevant provider arrangements. Acanis may suspend new Services for unpaid amounts under the Suspension or Termination section. Collection of a Fee does not authorise access to ordeduction from unrelated Funds without a legal or contractual entitlement.

Annual Account Balance Fee
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An account balance fee applies to client funds maintained with a third-party payment service provider in connection with the Services.The fee is calculated using an annual rate and collected monthly, not charged at a monthly percentage rate. The applicable provider arrangements govern the underlying balance.

For each calendar day, the calculation uses the total end-of-day balance of the User covered by this fee across all Currencies, expressed in EUR. Currency conversion, balance valuation and related calculation conventions are governed by the applicable Fee Schedule or other service terms provided to you before the fee accrues. The annual ratefor each day is:

0.75% if that day’s total end-of-day balance is EUR 100,000 or less; or
1%if that day’s total end-of-day balance exceeds EUR 100,000.

The applicable rate applies to the entire positive balance for that day, including the amount below EUR 100,000. There is no additional 1% charge on top of the 0.75% rate. A zero or negative balance does not generate a fee or credit under this formula.

Daily fee in EUR = total end-of-day balance in EUR × applicable annual rate ÷ 365. The denominator remains 365 in a leap year.

The balance and rate are determined separately for each calendar day, including weekends and holidays. The monthly fee is the sum of the daily amounts for that calendar month and is charged on the first calendar day of the following month through the agreed collection method. Rounding, the charging Currency and any conversion for collection follow the applicable Fee Schedule or other service terms disclosed to and agreed with you before they apply. If processing cannot occur on that day, collection may be completed subsequently without accruing the same fee twice. For an opening or closing month, only days on which a covered balance exists are included. Termination or Account closure does not cancel Fees properly accrued up to that point or prevent their lawful collection under the agreed arrangements. Questions about a calculation or charge may be submitted to info@acanis.io, identifying the relevant period or charge. Any correction and final settlement are handled under the applicable arrangements and law. Raising a question does not by itself suspend an amount properly due, without limiting any mandatory right or remedy.

Illustration only: if the covered end-of-day balance is EUR 50,000 on each of 30 days, the fee before any applicable disclosed rounding is approximately EUR 30.82:

EUR 50,000 × 0.0075 ÷ 365 × 30 = EUR 30.8219. If the daily balance changes or crosses EUR 100,000, calculate each day separately. This fee and any other partner charge may both apply only where they are distinct and have been disclosed; the same fee must not be collected twice. Changes to the rate or calculation method follow the Amendments of the Agreement section.

Prohibited Use

You must comply with applicable law, this Agreement and third-party rights when using the Services. You must not:
Intellectual Property and Limited Right of Use

Intellectual Property

Acanis and its licensors retain their respective IP Rights. Your rights are limited to the express licence in this Agreement. No transfer of ownership arises from payment of Fees, use of the Platform or provision of feedback. You retain rights in materials you lawfully supply, subject to the limited permissions necessary for the Services.
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You must protect non-public technical materials supplied by Acanis or its providers. Except as expressly authorised or permitted by a mandatory legal right, you must not:
You grant Acanis and its relevant providers a non-exclusive permission to use, copy, transmit and retain materials you provide only as reasonably necessary to deliver the Services, comply with law, maintain lawful records and protect legal rights in accordance withthe Privacy Policy. Acanis may produce and use qualifying Aggregate Data for lawful statistical analysis and service improvement. This does not authorise the sale or licensing of identifiable client records, confidential User information or Personal Data, or there-identification of Aggregate Data.

Limited Rights of Use

Subject to compliance with this Agreement, Acanis grants you a limited, non-exclusive, non-transferable right to access and use the Website and Platform for your own business use of the approved Services during the Term. Access may be suspended or terminated only in accordance with this Agreement. No right to sublicense, resell or operate the Platform for another business is granted.

All rights not explicitly granted by this Agreement are reserved. Therefore, you are prohibited from using the Services in any way that is not clearly and explicitly authorized by this Agreement.

You may view, download and retain information made available to you for your legitimate business use of the Services, recordkeeping, auditand legal compliance, preserving applicable proprietary notices. This permission does not allow public republication, resale or use of another client’s information.

Trade marks, software, text, graphics and other protected Platform materials remain the property of the relevant rights holder. Restrictions on copying do not prevent you from retaining your own Transaction confirmations and statements, exercising statutory rights or making disclosures permitted by the Confidentiality section.

Useof Our Technology

Website Availability

The Website and Platform may be unavailable or delayed because of maintenance, technical failures, communications, processing dependencies or other circumstances. Except where expressly agreed ina service schedule or required by law, Acanis does not promise uninterrupted availability, a particular recovery time or a fixed processing time.

Acanis uses reasonable care in maintaining its Services and applies the operational-risk, security and incident controls required by applicable law. Where practicable, it may give advance notice of planned maintenance affecting access. Incident and regulatory noticesare given where required by applicable law; this Agreement does not convert internal operational targets into unconditional serviceguarantees.

‍External Websites

‍Links to external websites are provided for convenience and do not imply endorsement. Acanis does not control independent external content or assume responsibility for your separate dealings on those websites. This exclusion does not relieve Acanis of responsibility for outsourced functions for which it remains legally or contractually responsible.

External websites have their own terms and privacy practices. Review them before supplying information or relying on their content. A link alone does not incorporate the external terms into this Agreement.

Security and VirusesUse reasonable device and communications security and verify communications purporting to come from Acanis. Access the Platform through its established address and report suspicious messages. Acanis does not guarantee that every malicious attempt will be prevented. Responsibility for a security-related loss depends on the cause and the liability provisions of this Agreement; there is no blanket exclusion for a breach attributable to Acanis.

‍Website Accuracy

‍While we strive to ensure that the information on this Website is accurate and up-to-date, it may occasionally contain errors, omissions, or outdated content, including technical inaccuracies and typographical mistakes.

General Website information may be corrected or updated without separate notice. Changes to contractual service terms, Fees or this Agreementare governed by the Amendments of the Agreement section. General explanatory content does not override your accepted Transaction terms or permit retrospective alteration of an executed Transaction.

You should verify general information before making decisions unrelated to the Services. Acanis does not assume responsibility for independent third-party content, subject to its own contractual and legal responsibilities.

‍User Content
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‍If you submit documents, messages or other materials through anauthorised feature, you warrant that you have the right to providethem and that they do not contain:
Acanis may reject or restrict material that breaches these requirements and retain or disclose evidence where lawfully necessary. Submission does not make client documents public or authorise unrelated use of them.

Acanis does not guarantee the accuracy of information independently provided by another User or third party. This does not remove its own verification obligations or its responsibility for representations it makes about the Services.
Suspension or Termination

You may request termination and Account closure at info@acanis.io. Termination does not reverse an accepted Transaction, end an existing legal restriction, cancel properly accrued Fees or require deletion of records that must lawfully be retained. Pending instructions mustbe completed, lawfully cancelled or otherwise resolved through the applicable provider arrangements. Acanis does not require you to continue initiating new Transactions while closure is arranged.

Acanis may restrict access, suspend a Service, decline or pause an instruction or terminate the relationship where it reasonably considers this necessary because of:
Restrictions will be proportionate to the relevant risk or requirement and may continue while the grounds remain. Acanis may terminate immediately where law, security, suspected fraud, a material breach or the absence of a lawful processing route requires or reasonably justifies it. For an ordinary commercial withdrawal of Services without such urgency, Acanis will give reasonable advance notice. No fixed notice period applies unless agreed or required by law.
Acanis is not liable merely because it exercises a restriction or termination right lawfully and in accordance with this Agreement. Its liability provisions still apply to an independently established breach. Acanis will address pending instructions and any lawful return arrangements in accordance with its role; a suspension is not authority to confiscate Funds. Payment obligations, confidentiality, lawful recordkeeping, accrued rights, liability limitations and dispute provisions survive termination to the extent relevant.

Representations and Warranties

Your Representations and Warranties
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As of the date here of, and as of the date of each Transaction, you represent and warrant to Acanis Major Corp. and agree for the benefit of Acanis Major Corp., its Affiliates and their respective Representatives that:
Acanis Major Corp. Representations and Warranties

Acanis will perform the Services within its agreed role with reasonable care and skill and comply with legal and regulatory duties applicable to it. It does not guarantee the performance of a beneficiary institution or other independent party over which it has no control. Use of an outsourced provider does not exclude any responsibility that applicable law or this Agreement places on Acanis.

Force Majeure

Neither Party is liable for delay or failure to perform a non-payment obligation to the extent directly caused by an event beyond its reasonable control that it could not reasonably prevent or overcome. Examples may include natural disaster, war, government action and widespread infrastructure failure. A Party’s lack of funds, ordinary market movement or a failure caused by its own breach is not force majeure. A provider failure qualifies only to the extent that its cause meets this test. The affected Party must take reasonable steps to mitigate the effects and resume performance and, where lawful and practicable, inform the other Party of a material impact. This clause does not excuse accrued payment obligations, requiredre gulatory or incident reporting, or other duties that cannot lawfully be excluded. Prolonged unavailability may be addressed under the termination provisions.
Limitation of Liability

Limited Warranties

‍Except for express commitments in the applicable service terms and requirements that cannot lawfully be excluded, the Website and Platform are provided “as is” and “as available”. To the fullest extent permitted by law, Acanis excludes implied warranties of merchantability, fitness for a particular purpose and non-infringement. These exclusions do not override the express reasonable-care obligation or mandatory operational-risk, security orother regulatory duties.

Acanis does not warrant that technology will be error-free, compatible withevery device, continuously available or capable of producing aparticular business result. A technology problem does not by itself establish liability; any liability for an established breach is subject to the limitations and exceptions below. You also acknowledge that certain software or equipment you use may not support all features of the Platform.
No Advice

‍Acanis Major Corp. does not provide financial, tax, employment, legal or investment advice. General information made available through the Website or Platform does not constitute an offer, solicitation or recommendation to enter into a Transaction.

You are responsible for reviewing the payment and recipient information associated with each Transaction. Any reliance on general Data or content made available through the Platform is at your own risk.
‍Limitation of Liability
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To the fullest extent permitted by law and subject to the Exceptions to Limitation of Liability below, Acanis is not liable for indirect, incidental, special, punitive or consequential loss, or loss of profits, revenue, business opportunity, anticipated savings, goodwill or reputation, arising from this Agreement or the Services, whether or not foreseeable or previously notified. This exclusion does not turn an amount properly due for return or an unauthorised fee into an excluded consequential loss.

Subject to the exceptions below, Acanis’s total aggregate liability arising from or connected with the Agreement or the Services, whether in contract, tort including negligence, misrepresentation or otherwise, is limited to the Fees actually paid to Acanis by the affected User for the Services during the three months immediately preceding the event first giving rise to the claim. Related events are treated as one event, and multiple claims do not multiply the cap. The cap limits compensation for loss; it does not reduce an amount that Acanis is independently obliged to pay, return or account for as Transaction principal, an improperly collected Fee or a required correction of its own processing error. It does not make Acanis the guarantor of a partner-held balance or of another party’s independent debt.
Reasonable Allocation of Risk
The limitations allocate the risks of a business service and are reflected in its pricing. Each User must assess whether the Services and this allocation suit its business and consider appropriate insurance or alternative arrangements. Any separately agreed higherliability or service commitment must be recorded expressly in writing. No exclusion applies beyond what its wording and applicable law permit.

Exceptions to Limitation of Liability
Nothingin this Agreement excludes or limits liability for:
Indemnification

‍To the extent permitted by law, you must indemnify Acanis against third-party claims and reasonably incurred direct losses and legal costs to the extent caused by:
Amendments of The Agreement

‍Acanis may amend this Agreement and the applicable service or pricing terms prospectively. Editorial corrections and clarifications that do not materially change rights, obligations or pricing may be published without separate notice. For a material adverse contractual change, including an increase in a recurring Fee or a material change to its calculation, Acanis will give reasonable advance notice through the agreed notice channel, identify the effective date and allow you to stop the affected Service or terminate before it applies, subject to resolving existing obligations. A longer notice or express agreement will be obtained where required by law or a separately agreed contract.

A change required by law, a binding regulatory direction or an urgent security or fraud risk may take effect immediately or on shorter notice to the extent reasonably necessary and legally permitted. Acanis will notify you as soon as reasonably practicable where lawful. A change does not retrospectively alter an accepted Transaction, an accrued Fee or an existing claim. Public Website publication alone is not the agreed method for notifying an existing User of a material adverse contractual change.

If you reject a notified change, stop using the affected Service and contact Acanis before its effective date to arrange termination or closure. Continued use after appropriate notice and the effective date may constitute acceptance to the extent permitted by law; it does not replace express agreement or Personal Data consent where required. Changes to the Privacy Policy follow that Policy and applicable privacy law. Internal control changes do not by themselves amend client pricing or contractual rights.

To the extent permitted by the Limitations Act, 2002 (Ontario) and other applicable law, the Parties agree that the limitation period for bringing a claim arising from this Agreement is one year from the day the claim is discovered within the meaning of that Act. This is abusiness agreement; it does not vary an ultimate limitation period, an independently applicable non-variable statutory period, a right to complain to a regulator or a mandatory remedy that cannot be restricted. No wording in this clause overrides a statutory prohibition on variation. Any valid written suspension or extension of a period remains effective.
Confidentiality and Disclosure

‍Confidentiality

Each Party must protect the other Party’s Confidential Information using reasonable care, use it only for the Services, legal compliance or protection of lawful rights, and disclose it only as permitted below. This duty does not cover information that the receiving Party canshow was:
User Information Disclosure

Acanis handles Personal Data and other User information for the purposes and through the recipient categories explained in the Privacy Policy, including relevant payment, banking, verification, technology and professional-service providers. This Agreement does not create an unlimited consent to disclose information or a narrower recipient promise that contradicts lawful service delivery. Disclosureto law enforcement, regulators, courts or other authorities is made only where required or permitted by applicable law, including where:
Final Provisions
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NoticesSubject to a mandatory legal requirement or a specifically agreed channel, contractual notices may be delivered electronically. You agree to receive them at your registered contact email or through a Platform notification that makes the notice accessible to you. Material adverse contractual changes and termination notices will be sent to your registered email, with any additional Platform notice at Acanis’s discretion.
A notice may also be delivered personally or by tracked post or courier to the relevant Party’s address. Your notices to Acanis must identify the legal-entity User, sender’s authority and subject. Acanis may verify a sensitive instruction before acting on it; a contractual notice does not itself authorise a payment or change of beneficiary.
Unless a mandatory rule or a specific clause requires otherwise, a notice is treated as received:
A read receipt or reply is evidence of receipt but is not required where delivery is otherwise established. An email still undelivered is not deemed received solely because a specified number of days has passed.
Routine service announcements may be published on the Platform or Website. Such publication is not deemed individual receipt of a material adverse contractual change, termination notice or a legally required personal notice. You should retain notices relevant to your use of the Services. Where electronic delivery fails and notice is required, Acanis may use another lawful contact method.

Entire Agreement

This Agreement and the documents expressly incorporated into it constitute the entire agreement on their subject. A separately signed service agreement prevails on the specific matter it expressly addresses; an accepted Transaction quotation governs that Transaction’s quoted pricing and conversion terms; the applicable Fee Schedule governs pricing otherwise; and these Terms apply to the remainder. General marketing content and internal procedures do not override these documents. The Privacy Policy governs the explanation of Personal Data practices subject to applicable law and does not authorise departure from mandatory privacy requirements. Neither Party relieson an extra-contractual representation as a contractual promise, without excluding liability for fraud or any right that cannot lawfully be excluded.

Severability

If any provision of this Agreement is or becomes (whether or not pursuant to any judgment or otherwise) invalid, illegal or unenforceable in any respect under the Law of any jurisdiction:
Third Party Rights

Subject to applicable law, Acanis’s Affiliates, its directors, officers and other individuals working for it in connection with the Services (“Company Personnel”), and relevant providers may rely on the exclusions and limitations intended expressly for their benefit. To that extent Acanis contracts as agent and trustee for them. They receive no wider protection than Acanis under the same clause, and no other person receives a general enforcement right solely from a reference in this Agreement.

No Waiver
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No delay or failure by any Party to exercise any right or remedy under this Agreement or by Law shall be considered a waiver of that righ tor remedy, nor shall it limit or impede the future exercise of that or any other right or remedy. Similarly, a partial or single exercise of any right or remedy does not prevent or restrict further use of that or any other right or remedy. Additionally, a waiver of any breach of this Agreement by either Party does not imply a waiver of any subsequent breach of the same or any other provision.

Remedies Are Cumulative

Exceptas expressly provided in the Agreement, the rights and remedies provided under the Agreement are in addition to, and not exclusive of, any rights or remedies provided by Law.
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‍Injunction Relief

‍You acknowledge that monetary damages alone may be insufficient to address breaches of this Agreement or any unauthorized use of IP Rights. Therefore, you agree that Acanis Major Corp. shall been titled to seek remedies such as injunctions, specific performance, or other equitable relief, without needing to prove special damages, for any actual or threatened breach of this Agreement or unauthorized use of IP Rights, subject to the court's discretion.

‍Change of Control

‍Acanis may transfer the business or participate in a merger, acquisition or reorganisation. A related transfer of Personal Data is permitted only in accordance with applicable privacy law and the Privacy Policy, including any applicable transaction-related safeguards, purpose restrictions, notice or consent requirements. A change of control does not itself authorise unrestricted disclosure or unrelated use of client information.

‍Assignment

‍You may not assign the Agreement or transfer Account access to another legal entity without Acanis’s prior written consent, which may be made subject to verification and service approval. Acanis may assign or transfer the Agreement in connection with a genuine transfer or reorganisation of the relevant business to a person lawfully able to provide the Services, subject to any required notice or consent. No assignment removes accrued liability or a mandatory right. Personal Data transfers remain governed by the Privacy Policy and applicable law.

‍English Language Controls

‍English is the intended working language of this Agreement and the Services, except where another language or a prior language-selection process is required by mandatory law or expressly agreed. Subject to those requirements, the English text prevails over a convenience translation. This clause does not waive an applicable right to receive a French version or to rely on a language version under Québec law.

‍Governing Law

This Agreement and related non-contractual matters are governed by the laws of Ontario and the federal laws of Canada applicable there, subject to mandatory law that cannot be displaced. The Parties submit disputes to the exclusive jurisdiction of the courts of Ontario sitting in Toronto, except where a mandatory rule requires another forum. You may first send a complaint to info@acanis.io with relevant Transaction details. Acanis will assess it and may seek supporting information; no fixed resolution outcome or time is guaranteed unless required by law or expressly agreed. This process is not a condition to exercising a mandatory remedy, seeking urgent relief or making alawful regulatory complaint.

‍Recordings

‍Where Acanis records a call or other communication, it will explain there cording and its purposes and obtain any consent required before recording begins, unless a specific legal exception permits otherwise. A recording is used and retained only for identified lawful purposes in accordance with the Privacy Policy. Any lawful choice or alternative required for non-essential recording will be provided. Recordings, messages, authentication logs and Transaction records may be relied upon as evidence subject to applicable law, authenticity and any demonstrated error; they are not conclusive merely because Acanis holds them. Accepting this Agreement is not an irrevocable waiver of privacy rights.
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‍Miscellaneous

‍Mandatory legal requirements prevail over an inconsistent provision. Contractual discretion must be exercised honestly and consistently with the purpose for which it is granted. A provision protecting Acanis does not waive its own regulatory duties or create a service, safeguard or guarantee outside its actual role.

Terms of Use

Date of Last Modified: 2025 – 05 – 13
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This User Agreement (“Agreement“) is an electronic agreement between you (“you“, “User“) and Acanis Major Corp. (“we“, “our”), that applies to your use of this website, platform, our mobile applications or any associated application programming interface (API) and all services, products, websites and content provided by Acanis Major Corp. (collectively “Services“).

Acanis Major Corp., a company duly incorporated and validly existing under the laws of Canada under registration number registration number, has its registered office at 1 - 300 Supertest Rd, North York, Ontario, Canada, M3J2M2. Acanis Major Corp. operates the platform and provides services to users from Canada, United Kingdom, and the European Economic Area (EEA).

By registering on our Website, you acknowledge and confirm that you have read, understood, and completely agree to be bound by this agreement in effect, with its possible subsequent amendments and changes. In case a previous version(s) of this agreement or its essential parts is required, please submit such a request to the email: info@acanis.io.

‍How You Accept This Agreement

You are deemed to have accepted this agreement if the following conditions are met:
Upon clicking “Continue” and receiving a confirmation message indicating successful registration, the registration process is complete, and the terms and conditions of this agreement become binding on you.

If you do not agree with these terms, please refrain from registering on the website and using the platform and/or services.

Terms and Definitions

In addition to the terms defined elsewhere in this User Agreement, the following terms shall have the meanings assigned to them below:

“Agreement” refers to this User Agreement, including its essential and integral parts, as may be amended or modified from time to time in accordance with its terms.

Essential and integral parts of this User Agreement are:
“Account” refers to the functional part of the Platform that manages User Funds. For the purposes of this Agreement, "Account" includes the Personal Cabinet along with all related Personal Data and User Account Data.

“Affiliate” refers to any individual, corporation, partnership, firm, association, unincorporated organization, or other entity that directly or indirectly controls, is controlled by, or is under common control with a given Person.

“Aggregate Data” refers to data and information about you that you provide to the Platform and/or Acanis Major Corp., collectively.

“Anti-Money Laundering, Counter-Terrorist Financing policy and Know Your Client Procedure” means Anti-Money Laundering, Counter-Terrorist Financing and Know Your Client Policy (AML/СFT Policy and KYC Procedure), aimed at prevention of laundering of money derived from criminal activity and financing of terrorism, which constitutes an essential part of this Agreement. For the additional information regarding the our AML/CFT Policy and KYC procedure, please contact us via email: aml@acanis.io.

“Business Day” refers to any day of the week except Saturday, Sunday, or any other day when banks in Canada are closed.

“Confidential Information” refers to any information you receive or learn through using the Services or accessing the Platform that is confidential or proprietary to Acanis Major Corp., its Affiliates, or its third-party licensors (including any Third Party Technology Provider). This includes any information related to the Services or Platform, as well as details about Acanis Major Corp.'s business operations, business plans, pricing, fee schedules, commissions, financial data, and technology, regardless of whether it is explicitly labelled as confidential.

“Currency” means Fiat Money and/or Cryptocurrency.

“Data” encompasses all information accessible from or generated by the Platform, as well as any other information provided to you by Acanis Major Corp. This includes, but is not limited to, details about bids, offers, pricing, spreads, and similar data.

“Deposit” refers to an advance payment made by the User to the Account, intended for future Transactions with Acanis Major Corp.

“Fees” mean any rewards, charges and/or commissions paid to Acanis Major Corp. by Users, which are established by Acanis Major Corp.

“Fiat Money” refers to currency issued by a government and recognized as legal tender within its country of issuance by law.

“Funds” refer to the amount of Fiat Money and/or Cryptocurrency deposited into the Account, which are utilized during the execution of Transactions.

“Governmental Authority” refers to any national, federal, state, provincial, county, municipal, or local government, whether domestic or foreign, as well as any political subdivision thereof. It also includes any entity, authority, agency, ministry, or similar body exercising executive, legislative, judicial, regulatory, or administrative functions, including quasi-governmental entities established to perform such functions.

“IP Rights” means all rights in and to:
“Law” encompasses all applicable laws, regulations, judgments, decrees, treaties, ordinances, and rulings, as well as interpretations and policy statements from any Governmental Authority or regulatory or self-regulatory organization with jurisdiction over Acanis Major Corp., the User, or their operations.

“Person” includes an individual, partnership, limited partnership, corporation, limited liability company, joint-stock company, unincorporated organization, association, trust, joint venture, or any other legal entity, as well as any Governmental Authority or its political subdivisions. It also encompasses the Person’s representatives, successors, or permitted assigns.

“Personal Cabinet” refers to a set of secure pages on the Platform created upon User registration, which allows the User to execute Transactions with Acanis Major Corp. The Personal Cabinet displays details about completed Transactions, available Funds, and other relevant information based on the Website’s functionalities.

“Personal Data” means any information that can identify an individual, such as their name, address, email address, and banking details. This does not include anonymized or aggregated data that does not identify a specific User.

“Platform” refers to Acanis Major Corp.’s system, accessible via the internet and/or telecommunications networks through the Website, or through any graphical user interface, application program interface, mobile app, or other front-end interface that Acanis Major Corp. may establish or authorize, allowing registered and authorized Users to conduct Transactions.

“Privacy Policy” means rules of collection, storage, distribution and protection of Personal Data that Acanis Major Corp. obtains from Users and that constitutes an essential part of this Agreement, and available in English via the following link — Privacy Policy.

“Representative” includes an individual’s officers, directors, members, managers, employees, agents, and any persons authorized under law, constitutional documents, power of attorney, or similar authority.

“Term” refers to the duration of this Agreement, beginning when you accept it in accordance with the outlined procedure and continuing as long as you are authorized to use the Platform or Services unless terminated earlier as provided in this Agreement.

“Third Party Technology Provider” refers to a third-party software or technology provider whose products or services support Acanis Major Corp. in the maintenance and operation of the Website, Platform, or Services.

“Transaction” means a Spot Transaction executed on the Platform where Acanis Major Corp. and the User act as counterparties to each other.

“User” is any individual or entity registered on the Platform and who has agreed to the terms and conditions of this Agreement.

“User Account Data” encompasses the information required for accessing and using the Platform, including login credentials, password, email, and any other data provided during or after the registration process.

“Website” means set of information, texts, graphic and design elements, pictures, photo, video and other intellectual creations, as well as a set of computer programs contained in the information system, which ensures the accessibility of this information at www.acanis.io including any sub-domains and, in the event the domain or content of the website should be changed for any reason, it shall include the website after any such changes.

“Withdrawal” refers to the process of transferring Funds from the User Account.

Other undefined terms and definitions that can be found in the text of this Agreement should be construed by the Parties in accordance with the laws of Canada.

Headings are used in this Agreement exclusively for convenience and shall not affect the interpretation of the Agreement provisions.

In this Agreement Acanis Major Corp. and you are referred to cumulatively as the “Parties” and singularly as the “Party“.

Reference to a company shall include any company, corporation or other body corporate, wherever and however incorporated.

Unless the context otherwise requires, words in the singular shall include the plural and, in the plural, shall include the singular.

Unless the context otherwise requires, a reference to one gender shall include a reference to the other genders.

Where the words include(s), including or in particular are used in this Agreement, they are deemed to have the words “without limitation” following them.

Where the context permits, other and otherwise are illustrative and shall not limit the sense of the words preceding them.

Subject Matter of Agreement and Eligibility

Subject Matter of the Agreement

Under this Agreement, Acanis Major Corp. renders to the Users the following services:
Acanis Major Corp. may render hereunder other services specified in this Agreement and/or that are from time to time made available on the Website or on the Platform.

Acanis Major Corp. reserves the right to choose the markets and jurisdictions in which it operates and may restrict or deny Services in certain countries to ensure regulatory compliance and based on its sole discretion as outlined in the Eligibility section.

Eligibility

By registering on the Platform, you represent and warrant that:
Your use of the Services, Website, and Platform is subject to international control and economic sanctions regulations. By sending, receiving, or maintaining Funds on the Platform, you agree to comply with these requirements.

Depending on your place of residence, there may be restrictions that affect your ability to fully use the Services. It is your responsibility to adhere to the local rules and laws applicable in your residence and/or the location from which you access the Website, Platform, or Services.

In addition, Acanis Major Corp. reserves its right to restrict or prohibit the use of the Platform and/or the Services for certain jurisdictions if applicable law or our AML/CTF Policy and KYC Procedure procedures will require for such prohibition or restriction, as well as to apply enhanced due diligence measures in relationship to Persons currently registered or willing to register at the Platform who are in, under the control of, or are residents, or nationals of one of the sanction risk jurisdictions. For the additional information regarding the our AML/CFT Policy and KYC procedure, please contact us via email: aml@acanis.io

Personal Cabinet

General

Access to the Platform and Services is granted solely through the Personal Cabinet. To set up your Personal Cabinet, you must complete all registration procedures outlined in this Agreement and provide Acanis Major Corp. with the necessary User Account Data.

Registration

To register, you must provide Acanis Major Corp. with your User Account Data and accept this Agreement. You agree to submit complete and accurate information during registration and to promptly update any details you provide to ensure they remain current and accurate at all times.

Unless otherwise agreed in writing between Acanis Major Corp. and the User, each registration is valid for a single User only, and access to the Platform and Account is permitted solely through the Personal Cabinet. Any violation of this requirement will be considered a significant breach of this Agreement. If the User is an entity other than an individual, it may access the Platform, Account, and Personal Cabinet through its Representative.

Non-compliance with registration requirements will be considered a violation of this Agreement.

Acanis Major Corp. may in its sole discretion decline your registration on the Platform.

User Identity Verification

By registering on the Platform and accessing your Personal Cabinet, you agree to provide the requested User Account Data for identity verification purposes. Deposits and Withdrawals of Funds will be blocked until successful identity verification is completed. Acanis Major Corp. reserves the right to restrict Platform functionality for Users who fail to pass the identity verification process.

The information collected during this process is used to detect money laundering, terrorist financing, fraud, and other financial crimes. We handle and share this information in accordance with our Privacy Policy. Additionally, to comply with global data retention standards, you consent to us maintaining a record of this information for the duration of your Personal Cabinet’s existence plus 5 years after account termination. You also authorize us to conduct necessary inquiries, directly or through third parties, to verify your identity and protect against financial and other crimes such as fraud.

By providing the information required for registration and identity verification, you confirm that it is accurate and authentic. You guarantee that this information is truthful, complete, and will be updated promptly if any changes occur. If Acanis Major Corp. has reasonable doubts about the accuracy, truthfulness, or completeness of the information you provide, we reserve the right to issue a notice requesting corrections, update or remove the relevant information, and potentially suspend or terminate all or part of the Services. You are solely responsible for any losses or expenses incurred if we are unable to reach you using the User Account Data you provided. You acknowledge and agree to keep all information current and update it as necessary.

By registering on the Platform and accessing your Personal Cabinet, you authorize Acanis Major Corp. to conduct necessary inquiries, either directly or through third parties, to verify your identity and safeguard against fraud or other criminal activities. Acanis Major Corp. may take actions deemed reasonable based on the results of these inquiries. You also consent to the disclosure of your personal information to credit reference agencies, fraud prevention entities, and financial crime agencies, and acknowledge that these agencies may fully respond to our inquiries.

Personal Cabinet Usage Requirements

In accordance with the registration requirements of this Agreement, a Personal Cabinet may only be used by the individual or entity under whose name it is registered. Acanis Major Corp. reserves the right to suspend, freeze, or terminate Personal Cabinets if there is suspicion of unauthorized use by anyone other than the registered individual, unless otherwise agreed in writing by the Parties. You must promptly notify Acanis Major Corp. if you suspect or become aware of any unauthorized use of your username, password, or other User Account Data. Acanis Major Corp. is not liable for any loss or damage resulting from the use of your Personal Cabinet, whether by you or any third party (authorized or not).

Personal Cabinet Security

You are responsible for creating a username and password during the registration process, and you may change your password at any time thereafter. You commit to protecting your password and other User Account Data from unauthorized third-party access and will determine the best method for safeguarding this information against illegal or unauthorized use or disclosure.

You agree to treat your User Account Data as confidential and not to share it with any third party. You also acknowledge that you are solely responsible for implementing the necessary security measures to protect your Personal Cabinet access information and User Account Data and for any consequences resulting from failure to adhere to these requirements.

By creating a Personal Cabinet, and concluding this Agreement, you hereby agree that:
Account
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General Provisions

After registering on the Platform, you can access your Account via the Personal Cabinet. You have the option to manage your Account and Personal Cabinet manually or set up automatic instructions for the Platform to execute operations on your behalf.

All Funds transferred to your Account are your property. No interest will accrue on the Funds in your Account, and Acanis Major Corp. is not obligated to pay any interest.

Account operations must be requested through the Platform using your Personal Cabinet. Acanis Major Corp. will not process requests from third parties unless specifically outlined in this Agreement or other agreements between the Parties.

The Personal Cabinet provides the necessary information for Deposits and Withdrawals of Funds. You acknowledge and agree that Deposits and Withdrawals of Fiat Money may be delayed for up to 1 (one) month due to bank verification and processing times.

Deposit

Acanis Major Corp. keeps a record of the Funds transferred to the Account.

To top up your Account, you must transfer Funds using the payment details provided by Acanis Major Corp. in your Personal Cabinet. We may require documentation to verify the source of the Funds. During this verification process, we will hold the top-up request until the necessary documentation is provided and approved.

Deposits and Transactions involving the transfer of Funds between you and Acanis Major Corp. may be processed by third parties such as electronic money institutions, payment service providers, or banks. Acanis Major Corp. is not liable for the actions of these third parties. You are responsible for any commissions and service fees associated with the transfer of Funds and for the accuracy of the payment details you provide.

Acanis Major Corp. reserves the right to limit or restrict Deposits and Withdrawals to or from certain regions and jurisdictions as required by electronic money institutions, payment service providers, banks, or other relevant entities.

A Deposit is deemed complete when the corresponding amount of Funds is credited to the User Account on the Platform. Although the Platform generally operates 24/7, some Deposits may only be processed and credited during regular business hours in the EDT time zone, depending on the payment method used. The number of confirmations needed for the full transfer of Funds to the Account may differ from the confirmations required to reflect the Funds in the Account, as detailed in the User Personal Cabinet on the Platform. Acanis Major Corp. is not responsible for providing prior notice of any changes to the required number of confirmations.

Acanis Major Corp. has the authority to establish and adjust maximum and minimum limits for Deposits and Withdrawals at its discretion. The company is not obligated to provide advance notice to Users regarding such changes. Herewith:
Acanis Major Corp. may, with your explicit authorization via your Personal Cabinet, enable recurring payments for your Account. By selecting a payment method that supports recurring transactions, you can set up automatic Deposits using your connected payment card. This system allows for one-time, recurring, or occasional automatic Deposits without needing to re-enter your card details for each transaction. You can manage or cancel the recurring payments at any time through your Personal Cabinet.

Withdrawal of Funds from Your Account

To withdraw Funds from your Account, complete the withdrawal form in your Personal Cabinet. You will then receive an email requesting confirmation of the withdrawal request. If you either deny or fail to confirm the withdrawal, the Funds will remain in your Account.

The Platform imposes certain restrictions on Fund Withdrawals. Specifically, you cannot initiate a withdrawal for 3 (three) days after updating User Account Data, such as changing or restoring your password or altering the authorization method. Additionally, the Platform or financial institutions (including electronic money institutions, payment service providers, and banks) may impose a 3 (three) day restriction on withdrawals following a Deposit made through specific top-up methods.

Any Confirmed Withdrawal is Irrevocable.

Suspicious Activity

If you discover suspicious activity or operations, including but not limited to unknown Deposits and Withdrawals of Funds, made into/from your Account that were not initiated by you, you shall immediately notify Acanis Major Corp. about such activities and/or operations and follow our instructions. Upon such circumstances, Acanis Major Corp. will provide you with instructions for further actions that you shall follow to protect your Account. Otherwise, Acanis Major Corp. reserves the right to freeze the remainder of Funds on such Account until the end of the investigation.

Acanis Major Corp. may also be forced to cancel or recall already executed Withdrawal at the request of financial institutions, which are involved in settlements related to Deposits and Withdrawal of Funds into/from User Account. In such a case, you are obliged to cooperate with Acanis Major Corp. in order to discover the reasons behind such a request.

Inactive Account Fee

In case during one year the User has not made a single Transaction, or single Deposit, or single Withdrawal of Funds, the Account of such User shall be considered Inactive Account (“Inactive Account“).

For all Inactive Accounts, Acanis Major Corp. applies a monthly fee, which is the equivalent of 10 CAD at the current SPOT rate of the CAD to the Currency in which the fee will be debited (“Inactive Account Fee“).

Once an Account is deemed Inactive, Acanis Major Corp. may debit an Inactive Account Fee on a monthly basis without prior notice to the User. This fee will be debited by the 10th of each calendar month. The Account will no longer be considered Inactive if any of the following actions occur: a Transaction, a Deposit, or a Withdrawal of Funds. The Inactive Account Fee will cease to be debited from the date the Account is no longer classified as Inactive. The fee will be debited in any Currency available in the Inactive Account at the time of the debit.

If the amount of Funds in User Account is less than the amount of Inactive Account Fee, Acanis Major Corp. debits the entire balance of Funds from such Account.

Website and platform illegal use prevention

By accessing or using the Platform and/or Services, you agree to comply with all applicable Laws, contracts, intellectual property rights, and other third-party rights, and to avoid any actions that may constitute a violation or tort. You are solely responsible for your conduct while using our Platform and Services. Specifically, you agree not to:
Intellectual Property and Limited Right of Use

Intellectual Property

You acknowledge that Acanis Major Corp., or its third-party licensors, including any Third Party Technology Providers, exclusively owns all rights, titles, and interests in the intellectual property rights (IP Rights). You do not acquire any rights to the IP Rights beyond the limited usage rights expressly granted to you by Acanis Major Corp. as outlined in the limited right of use.

You are responsible for safeguarding the confidentiality of all documents and materials provided by Acanis Major Corp. or its third-party providers, including Third Party Technology Providers, related to the Website and Platform. You agree not to:
You acknowledge that Acanis Major Corp. will handle your identity and usage information in accordance with its Privacy Policy which may be updated periodically. You agree that Acanis Major Corp. owns the Aggregate Data and has the right to use, license, and sublicense it at its discretion. However, Acanis Major Corp. is committed to ensuring that any disclosure of Aggregate Data will not reveal your identity or link specific data to you without your consent.

Limited Rights of Use

Provided you adhere to the terms of this Agreement, you are granted a limited, revocable, non-exclusive, royalty-free, and non-transferable license to access and use the Website and Platform solely for the purposes outlined in this Agreement and in accordance with its terms, throughout the Term.

All rights not explicitly granted by this Agreement are reserved. Therefore, you are prohibited from using the Services in any way that is not clearly and explicitly authorized by this Agreement.

Unless stated otherwise, all materials on this Website are owned by Acanis Major Corp. and are protected by copyright, trademark, and other relevant laws. You may view, print, and/or download materials from this Website exclusively for personal, informational, or non-commercial use, provided you adhere to all copyright and proprietary notices.

The trademarks, service marks, and logos of Acanis Major Corp. and others featured on this Website and Platform (“Trademarks”) are owned by Acanis Major Corp. All software, text, images, graphics, data, prices, trades, charts, graphs, video, and audio on this Website and Platform also belong to Acanis Major Corp. These Trademarks and materials must not be copied, reproduced, modified, republished, uploaded, posted, transmitted, scraped, collected, or distributed in any form or by any means, whether manual or automated, without prior consent from Acanis Major Corp. Unauthorized use of these materials on any other website or networked computer environment is strictly prohibited and may infringe upon copyright, trademark, and other applicable laws.

Use of Our Technology

Website Availability

We do not guarantee uninterrupted access to this Website and/or Platform at all times. While we aim to provide reliable Service, we cannot assure that access will always be available without interruptions, delays, failures, errors, omissions, or loss of transmitted information.

We will make reasonable efforts to ensure continuous access to the Website and/or Platform. However, we may need to suspend access for maintenance, and while we will endeavour to notify you in advance, emergency situations may prevent us from doing so. You acknowledge and accept the risks that during such maintenance, or periods of high market volatility, you may not be able to access the Website or execute urgent Transactions. By agreeing to this Agreement, you accept these risks and agree not to hold Acanis Major Corp. liable for any financial losses resulting from such maintenance or market fluctuations.

External Websites

Acanis Major Corp. makes no representations regarding any external or third-party websites accessible through our Website. The Website may occasionally include references or links to such External Websites. We do not control these sites or their content and are not responsible for their accuracy, policies, or any issues related to them, including but not limited to content, promotions, products, opinions, advice, prices, or services. You assume all risks associated with using these External Websites and their content, and Acanis Major Corp. shall not be liable for any damages, losses, or problems arising from their use.

External Websites have their own terms of use and policies. We advise you to review the terms, rules, and regulations of each site you visit. It is your responsibility to ensure that any content you access is free from harmful elements such as viruses, worms, or trojan horses.

Security and Viruses

Internet usage is always susceptible to risks such as virus attacks and communication failures. Acanis Major Corp. is not liable for any damages or interruptions caused by malware, including viruses, spyware, trojan horses, or worms, that may affect your systems, computer, or other devices. We strongly recommend using reputable antivirus and anti-malware software. Additionally, exercise caution with text messages and emails claiming to be from Acanis Major Corp., as these may be phishing attempts or spoofed messages. Always log in to your Personal Cabinet through the official Website and avoid using links or messages from unverified sources.

Website Accuracy

While we strive to ensure that the information on this Website is accurate and up-to-date, it may occasionally contain errors, omissions, or outdated content, including technical inaccuracies and typographical mistakes.

In an effort to continue to provide you with as complete and accurate information as possible, information on this Website may, to the extent permitted by applicable Law, be changed or updated from time to time with a supporting notification of our Users of such changes or updates at the earliest opportunity with reasonable notice via Users’ Account Data indicated emails and/or a pop-up notification on the Website and/or respective post(s) on one of the official social media accounts of Acanis Major Corp. including without limitation any modification or updates regarding this Agreement and/or its essential parts. Accordingly, you should verify all information before relying on it, and all such decisions based on information contained on the Website are your sole responsibility and we shall have no liability for such decisions.

As mentioned in external websites above, links to third-party materials (including without limitation any websites) may be provided as a convenience but such links and its content are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the information, content or services contained in any such third-party materials accessible from the Website or that may have links to this Website.

User Content

Should you upload any content on this Website, including without limitations, any text, photo, or other material, you represent and warrant that such content will not consist of:
Without affecting your responsibilities as outlined above, Acanis Major Corp. reserves the right to remove any content that violates these terms and take further actions as deemed necessary. Acanis Major Corp. does not commit to reviewing such content or assume any responsibility for it.

You acknowledge that Acanis Major Corp. does not endorse or guarantee the accuracy, identity, or reliability of content posted by Users. Relying on information from other Users is entirely at your own risk and discretion.

Suspension or Termination

You may unilaterally terminate this Agreement and close your Account at any time, following settlement of any pending Transactions by making a written request 30 (thirty) calendar days prior to the desired date of Account termination or suspension to email: info@acanis.io. In addition, in accordance with user identity verification of this Agreement and subject to legislation and legal compliance requirements, Acanis Major Corp. shall store your data provided to us under User Identity Verification procedure for 5 (five) years after the date of termination of your Account.

Notwithstanding any other provisions in this Agreement, you acknowledge that Acanis Major Corp. retains the right to restrict your access to or limit your use of the Website and/or Platform. This includes but is not limited to, restricting access to specific Currency Pairs or Transactions, suspending your use of the Platform, halting the transmission of Data or information, or refusing to process any Transactions. Such actions may be taken at Acanis Major Corp.'s sole discretion if it determines that any of the following circumstances exist or are likely to occur:
Any actions taken by Acanis Major Corp. pursuant to suspension or termination shall continue for a time Acanis Major Corp. considers reasonable, necessary or desirable. You agree that:
Furthermore, you acknowledge and agree that if any of the suspension or termination conditions are met, Acanis Major Corp. may cancel any Transactions you have previously executed via the Platform. You also agree that Acanis Major Corp. will not be liable for any inability to perform Deposits, Withdrawals, or Transactions if your Account is suspended for any of the aforementioned reasons.

Representations and Warranties

Your Representations and Warranties

As of the date hereof, and as of the date of each Transaction, you represent and warrant to Acanis Major Corp. and agree for the benefit of Acanis Major Corp., its Affiliates and their respective Representatives that:
Acanis Major Corp. Representation and Warranties

Acanis Major Corp. assures that it will deliver Services and fulfill its obligations with due diligence and competence.

Force Majeure

Acanis Major Corp. will not be liable for any act, event, or circumstance beyond its reasonable control ("Event of Force Majeure") if, and only to the extent that, such an event cannot be prevented, avoided, or removed by Acanis Major Corp. despite exercising reasonable diligence; or materially and adversely affects Acanis Major Corp.'s ability to fulfill its obligations, provided Acanis Major Corp. has taken all reasonable precautions, due care, and alternative measures to mitigate the impact of the Event of Force Majeure.our Representations and Warranties
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Limitation of Liability

Limited Warranties

You acknowledge and agree that the Platform, including its components, interfaces, equipment, documentation, data, and technology, is provided by Acanis Major Corp. "as is" and "as available," with all faults. Neither Acanis Major Corp. nor any Third-Party Technology Provider offers any warranties, whether express or implied, including but not limited to warranties of fitness for a particular purpose, non-infringement, or any warranties arising from performance, execution of transactions, or customary business practices.

Furthermore, Acanis Major Corp. does not guarantee the timeliness, accuracy, or completeness of any data or information on the Platform, nor does it guarantee that you will achieve any specific results from using the Platform. Acanis Major Corp. shall not be liable for any claims related to software, technology, equipment, or data, nor for any interruptions, delays, security issues, inaccuracies, or defects in the Platform or its features.

You also acknowledge that certain software or equipment you use may not support all features of the Platform.

No Advice

Neither Acanis Major Corp. nor any Third Party Technology Provider endorses, recommends or supports any of the Currencies or Transactions featured on or conducted through the Platform. You recognize the significant risks involved in Transactions. Acanis Major Corp. does not provide financial, tax, employment, legal, or investment advice. Information such as price quotes, forecasts, return estimates, or past performance data is for informational purposes only and does not guarantee the future performance of Currencies or assets. This information does not constitute an offer or solicitation to buy or sell any Currencies or assets, nor does it imply any recommendation to enter into Transactions.

You agree that the Platform should not be the primary basis for making any Transaction decisions. Acanis Major Corp. is not your financial advisor or fiduciary. Any reliance on Data or content provided by the Platform is solely at your own risk.

Limitation of Liability

You understand and agree that, provided we have exercised reasonable care and skill in the performance of our Services and in carrying out our obligations under this Agreement, no Acanis Major Corp. shall have any liability for any indirect, incidental, punitive, special or consequential damages, for any loss of profits, lost data, unavailability of the Platform, business interruption, loss of business reputation, costs of services substitution, or downtime costs suffered by you, your Affiliates and any other Person as a result of, or arising in connection with this Agreement even if you, your Affiliate or such other Person had previously been advised of the possibility of such loss.

Notwithstanding any other provision of this Agreement, the aggregate liability of Acanis Major Corp for any loss incurred or suffered by you, your Affiliates or any other Person for any reason whatsoever relating to or arising out of this Agreement or use of the Platform or anyhow connected with the Platform, and regardless of the form of action, shall be limited to the amount of Fees you paid to Acanis Major Corp. during 3 (three) months prior to the event giving rise to such liability.

Reasonable Allocation of Risk

The Parties acknowledge that the exclusions and limitations of liability are fundamental to the Fees charged for the Services. Should Acanis Major Corp. assume additional liability beyond what is explicitly outlined in this Agreement, the Fees would be significantly higher. Therefore, you agree that the specified limitations and exclusions of liability are reasonable and reflect the agreed-upon level of compensation for the Services.

Exceptions to Limitation of Liability

Nothing in this Agreement shall or shall be construed to exclude or limit either Party’s liability for:
Indemnification

You agree to defend, indemnify, and hold harmless Acanis Major Corp. from any loss, damage, cost, claim, proceeding, penalty, fine, or expense, including legal fees, incurred by Acanis Major Corp. as a result of or in connection with, directly or indirectly:
Amendments of The Agreement

Acanis Major Corp. has the right to change the terms of the Agreement, Privacy Policy, Cookie Policy, AML/CTF Policy and KYC Procedure, Services and Costs, Refund Policy and Fees & Limits. The changes take effect 3 (three) days after the moment the new version of corresponding documents is published on the Website.

In accordance with Federal consumer protection legislation in Canada, we will provide you with a supporting notification of such changes or updates to our public documents or policies on the Website at the earliest opportunity with reasonable notice via message on User Account Data indicated email and/or a pop-up notification on this Website. Given such notification you will have the right to either accept in and use our Services, or, upon your refusal to accept it, you are able to withdraw from the Agreement and close your Account.

If you do not accept new versions of the User Agreement, Privacy Policy, Cookie Policy, AML/CTF Policy and KYC Procedure, Services and Costs, Refund Policy and Fees & Limits you should stop using Website and Platform.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website, Platform or these Terms of Use must be filed within 1 (one) year after such claim or cause of action arose or be forever barred.

Confidentiality and Disclosure

Confidentiality

You agree to maintain the confidentiality of any Confidential Information related to Acanis Major Corp. that you receive through this Agreement or any associated investigations. You will also ensure that your officers, employees, and consultants adhere to this confidentiality obligation. This commitment does not apply to Confidential Information that:
User Information Disclosure

Acanis Major Corp. will not share or otherwise transfer information regarding the Website and/or Platform Users and/or prospective Users, except to its Representatives as required in the ordinary course of Acanis Major Corp. business operation, including, but not limited to, Acanis Major Corp. banking or credit relationships.

Acanis Major Corp. may also share your Personal Data with law enforcement, data protection authorities, government officials, and other Governmental Authorities when:
Final Provisions

Notices
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Except as otherwise specified in this Agreement or required by applicable law, all notices, messages, and documents concerning the fulfillment of obligations under this Agreement should be sent via email from one Party's authorized address to the other Party's authorized address. An authorized address is defined as:
Notices and other communications required to be given or made under or in connection with this Agreement or the matters contemplated by this Agreement shall be in writing and shall be personally delivered or sent by email or prepaid first class post (airmail if posted to or from a place outside the Canada) as follows:
Any notice provided by us to you shall be deemed to have been duly given or made as follows:
Email message shall be deemed received on the receipt by the sender of a read notice or the respective recipients response provided that:
Acanis Major Corp. may provide you by the means of notifications on the Platform, messages addressed to your indicated in User Account Data email, or news posts with information concerning Transactions, Platform use, this Agreement and public documents modifications and updates available on this Website. Such notifications, messages, news posts and information will be deemed to have been received by you and brought to your knowledge as soon as they are available for you on the Platform by the means of notification or news posts, or at the time such message is delivered to your User Account Data indicated email.

Entire Agreement

This Agreement, along with any referenced documents (including key sections of this Agreement), represents the entire agreement between the Parties and supersedes any prior arrangements, understandings, or agreements concerning its subject matter. Each Party acknowledges that, in entering into this Agreement, they rely solely on the terms expressly outlined in the Agreement and related documents, and not on any statements, representations, assurances, or warranties made by any individual (whether a Party to this Agreement or not) outside of those explicitly stated.

Severability

If any provision of this Agreement is or becomes (whether or not pursuant to any judgment or otherwise) invalid, illegal or unenforceable in any respect under the Law of any jurisdiction:
Third Party Rights

The Parties acknowledge and agree that each Affiliate of Acanis Major Corp. is granted certain rights and benefits under this Agreement, and each such Affiliate is entitled to enforce these rights and benefits.

No Waiver

No delay or failure by any Party to exercise any right or remedy under this Agreement or by Law shall be considered a waiver of that right or remedy, nor shall it limit or impede the future exercise of that or any other right or remedy. Similarly, a partial or single exercise of any right or remedy does not prevent or restrict further use of that or any other right or remedy. Additionally, a waiver of any breach of this Agreement by either Party does not imply a waiver of any subsequent breach of the same or any other provision.

Remedies Are Cumulative

Except as expressly provided in the Agreement, the rights and remedies provided under the Agreement are in addition to, and not exclusive of, any rights or remedies provided by Law.

Injunction Relief

You acknowledge that monetary damages alone may be insufficient to address breaches of this Agreement or any unauthorized use of IP Rights. Therefore, you agree that Acanis Major Corp. shall be entitled to seek remedies such as injunctions, specific performance, or other equitable relief, without needing to prove special damages, for any actual or threatened breach of this Agreement or unauthorized use of IP Rights, subject to the court's discretion.

Change of Control

In the event that Acanis Major Corp. is acquired by or merged with a third party entity or Acanis Major Corp. assets and/or business (wholly or in part) are acquired by a third party, Acanis Major Corp. reserves the right, in any of these circumstances, to transfer or assign the information that Acanis Major Corp. has collected from you, including your Personal Data, User Account Data and other information as part of such merger, acquisition, sale, transfer, or any other change of control.

Assignment

You may not assign this Agreement without Acanis Major Corp.'s prior written consent, and any unauthorized assignment will be considered null and void. Acanis Major Corp., however, may assign this Agreement to another party in connection with a transfer of all or part of its assets or business to an Affiliate or a third party. By accepting this Agreement, you grant your irrevocable consent to such assignments or transfers, including the transfer of your Personal Data, User Account Data, and other information, as well as any Funds in your Account(s).

English Language Controls

For all purposes, this English language version of this Agreement shall be the original, governing instrument and understanding of the Parties. In the event of any conflict between the English language version of the Agreement and its translation into any other language, the English language version hereof shall always prevail, govern and control.

Governing Law

This Agreement, along with any non-contractual obligations related to or arising from it, and any pre-contractual matters, shall be governed by, construed, and interpreted in accordance with the laws of Canada.

Recordings

You acknowledge and agree that Acanis Major Corp. may, at its sole discretion, record any telephone conversations or communications with you, including those with the technical support desk, with or without an automatic tone warning. You irrevocably consent to Acanis Major Corp.'s use of these recordings and any transcripts for evidence in any dispute related to this Agreement, the Services provided, or any Transactions.

Miscellaneous

For matters that are not reflected in this Agreement, the Parties are guided by applicable law.
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